Cruise loyalty programs in 2025: Compare 10 cruise lines & stack rewards with Cruisebound Cash

What exactly are cruise loyalty programs? Simply put, they're reward systems that used to work like this: cruise with one line, get rewards only from that line. But today, there's a smarter way to maximize your benefits — double-dipping your rewards. By stacking cruise rewards with Cruisebound Cash (an extra 3–5% back on top of your status perks), you can easily stretch your rewards across multiple sailings without losing your hard-earned loyalty benefits.

In this guide to cruise loyalty programs, we'll walk you through how these programs work, what each cruise line offers, and how to maximize every point, perk, and dollar you earn at sea.

On this page:

• How cruise loyalty and rewards programs work
• 10 cruise line programs compared
• Cruise loyalty program snapshots
• Do OTA bookings affect your status?
• Platform OTA rewards you can stack
• Are cruise credit cards worth it?
• How to maximize your cruise rewards in 5 steps
• Cruise reward programs FAQ
• Key takeaways

Find your own cruise loyalty program sailing: